Jim Planck writes in The Daily Mail the acquisition of HSBC Bank by First Niagara is nearly complete. On Fri., Feb. 17, First Niagara announced it will close 35 locations statewide, including the HCBC branch on Main Street in Catskill. First Niagara expects the takeover to be complete by mid-May and most branches identified for closure will remain open until mid-June. Five First Niagara banks located in Albany, Clifton Park, Rotterdam, Troy and Brunswick, will be shuttered May 18. Read the full story in The Daily Mail.